Cosmetics Formulation Development

I'm interested in the cream that I use myself. Please advise if it can be used or not. What should be corrected to make the formula better than before? I think I just did it. Thank you @@ Facial serum in the morning-evening @@ Vitamin C (L-ascorbic acid) (Ultra-Fine) 5% Vitamin E ( Tocopheryl Acetate 20%)(Water-Soluble) (Alpha) 3 % Hyaluronic Acid (Japan) 1% ActiveProtec™ UV (Water-Soluble) 2% Sterile/Distilled water 89% @@ Facial cream morning-evening @@ Natural White Beeswax (USA, Melting 62C) 5% Fractionated Coconut Oil 27% Polysorbete 20 ( Tween 20 ) 10& VersaMoist™ ( Peg/ppg-14/7 dimethyl ether ) 3% Sterile/Distilled Water 52% Alpha Arbutus (China, Crystal Form) 2% Z-White™ 1% @@ cream Morning-evening body skin@@ Natural White Beeswax (USA, netting 62C) 5 % Fractionated Coconut Oil 30% Polysorbete 20 ( Tween 20 ) 10% Double Glycerin 15% Sterile/Distilled Water 100% Vitamin C (L-ascorbic acid) (Ultra-Fine) 15% Vitamin E ( Tocopheryl Acetate 20%)(Water-Soluble) (Alpha) 3% Safe-B3 ™ ( Vitamin B3, Niacinamide , Switzerland) 8% VersaMoist™ ( Peg/ppg-14/7 dimethyl ether ) 3% Z-White™ 1% Activated Resorcinol™ 1% Kojic Acid Dipalmitate 3% MSH White™ ( Undecylenoyl phenylalanine ) 2% GlucoBright™ ( Acetyl glucosamine ) 4%

Hello Vitamin C (L-ascorbic acid) is not stable. When dissolved in water, in this formula, it is recommended to change Ethyl Ascorbic acid is more stable. For the creamy part, I recommend เบสครีมสำเร็จรูป , it will be easier for beginners.